HCS SCS SB 151 -- AUTO INSURANCE

SPONSOR:  Childers (Gaskill)

COMMITTEE ACTION:  Voted "do pass by consent" by the Committee
on Insurance by a vote of 12 to 0.

This substitute prohibits auto insurers from placing a person
into a high risk category simply because the person has not
purchased insurance for an extended time, due to military
service.  Insurers may still place such persons into a high risk
category if warranted by their driving record.

FISCAL NOTE:  Estimated Net Income to Insurance Dedicated Fund
of $0 to $13,550 in FY 2002, $0 in FY 2003, and $0 in FY 2004.

PROPONENTS:  Supporters say that some military personnel are
being charged very high premiums simply because they have long
periods of time where they don't drive a car.  This doesn't mean
that they are high risk drivers.  Insurers should look at the
person's driving record in determining premiums.

Testifying for the bill was Senator Childers.

OPPONENTS:  There was no opposition voiced to the committee.

Richard Smreker, Senior Legislative Analyst

Missouri House of Representatives
Last Updated November 26, 2001 at 11:47 am